About Us

Due to the constantly increasing high prices and standard of living, we are dedicated to making sure that you will be able to keep up and not drown in debts. We will help you lower your monthly obligations by negotiating with creditors to get best instalment to get you living your best life. Through our services we are able to assists hundreds of South Africans live a debt free life and helping putting smiles on faces at the end of the month. We are here and ready to work with you to achieve a Debt Free life.

Spilt Debt Solutions is an authorized Debt Counsellor (NCRDC4196).

Services

Debt Removal/Clearance

We work closely with clients to assess their financial situation, negotiate with creditors, and develop a personalized plan to settle or clear outstanding debts. Our goal is to reduce your financial burden and help you regain control of your finances.

Debt Review Removal

We assist clients in navigating the process of exiting debt review by ensuring all debts are settled or restructured as required. We liaise with credit providers and ensure your credit status is updated, empowering you to regain financial independence.

Debt Review Applications

We guide clients through the debt review application process, offering professional support to ensure a smooth and stress-free experience. By negotiating affordable repayment plans with creditors, we help you protect your assets and take the first step toward financial stability.

Judgement Removals & Assistance

We provide expert support in removing adverse credit judgments from your record. By negotiating settlements or identifying errors in the judgment process, we help restore your creditworthiness and open doors to financial opportunities.

Administrative Order Rescind

We assist clients in rescinding unfair or outdated administrative orders by reviewing the circumstances and filing the necessary legal applications. Our team works diligently to ensure your financial records are corrected and your obligations are adjusted fairly.

Increase Credit Score

We help clients improve their credit scores by analyzing their credit reports, resolving inaccuracies, and offering personalized financial advice. Our strategies focus on responsible credit use, timely payments, and tailored solutions to build a stronger financial profile.

Debt Reconstruction

We offer tailored debt restructuring solutions to help clients manage their financial obligations more effectively. By renegotiating terms with creditors and consolidating debts, we create manageable repayment plans that align with your financial goals and capabilities.

Loan Assistance

We provide specialized assistance for vehicle, home, and personal loans, helping clients secure financing tailored to their needs. From assessing your eligibility to negotiating favorable terms with lenders, we ensure a seamless process to achieve your financial goals responsibly.

What is debt review?

Debt review is a legal process that helps South Africans who are struggling to pay their monthly obligations and was created by the National Credit Act of 2005. The purpose of debt review is to:

Protect your assets like your car and home from legal action by creditors

Reduce your monthly instalments

Helps you to be debt free

Lower interest rates

Helps you avoid over-indebtedness

How It Works

These steps below is the approach towards the process of giving you a solution of which are mandatory.

Step One

You speak to debt counselor in order to do your credit assessment and debt review application.

01.

Step Two

We send a notify all your creditors that you have made a debt review application.

02.

Step Three

Review your Credit Balances from Creditors and negotiate to lower your monthly instalment.

03.

Step Four

Generate final proposed monthly instalment and court application.

04.

Step Five

Get a consent order from court.

05.

Step Six

You pay your agreed monthly instalments.

06.

Contact Us

Address

143 Magaret Mncadi Avenue, 917 Maritime House, Durban, 4000

Email

enquiries@debtsolutions.durban

Telephone

031 452 6500

Whatsapp

0795014369

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