How It Works

What is debt review?

Debt review is a legal process that helps South Africans who are struggling to pay their monthly obligations and was created by the National Credit Act of 2005. The purpose of debt review is to:

Protect your assets like your car and home from legal action by creditors

Reduce your monthly instalments

Helps you to be debt free

Lower interest rates

Helps you avoid over-indebtedness

How It Works

These steps below is the approach towards the process of giving you a solution of which are mandatory.

Step One

You speak to debt counselor in order to do your credit assessment and debt review application.

01.

Step Two

We send a notify all your creditors that you have made a debt review application.

02.

Step Three

Review your Credit Balances from Creditors and negotiate to lower your monthly instalment.

03.

Step Four

Generate final proposed monthly instalment and court application.

04.

Step Five

Get a consent order from court.

05.

Step Six

You pay your agreed monthly instalments.

06.